High conversion rate FAQ articles: answer customers' common questions and increase consultation and conversion rates
Why do I need to buy insurance if I already have it?
💡 Are you buying "security" or an "income safety net"?
90% of people buy insurance, but 90% of them only find out when something really happens that they didn’t buy enough! Do you think so too?
❌ “I already have insurance, so I don’t need to buy more.”
✔ “But does your insurance really protect your income?”
❗ Real case: I have insurance, but the money is still not enough!
📌 Mr. Wang, 40 years old, married, bought RM200,000 critical illness insurance. He thought it was foolproof until he had a stroke.
✅ Medical expenses RM80,000, covered by insurance ✅
❌ But he was unable to work for 3 years, the family’s monthly expenses were RM10,000, and the compensation was used up in less than 2 years!
💡 Your insurance should not only pay money, but also ensure that you and your family’s lives are not affected!
✅ Income Insurance = 60 Months of Worry-Free Cash Flow!
✅ Even if you cannot work, you can still maintain an income of RM10,000/month
“Will I lose money if I buy insurance?” - An insurance strategy that ensures you make a profit!
💰 Can you get back the full amount of money you spent on insurance in the future, or even double it?
Many people don’t buy insurance because they are afraid that if they buy it, nothing will happen and the money will be wasted.
But did you know that there is now a kind of insurance that can help you get your money back, or even more, regardless of whether something happens in the future?
✅ If you get sick/accidental, we will compensate you for 60 months of income
✅ If you stay healthy, you can get 100% of your premium back when you retire, or even earn more
✅ 100% cash compensation, no loan, no interest
💡 This is not about "spending money to buy insurance", but "saving money + protection"!
📌 Real case: Mr. Zhang, 35 years old, pays RM500 in insurance premium every month. If he is fine after 10 years, he can get back RM120,000.
Why do many people buy insurance but don’t get any compensation in the end?
⚠ 3 “invisible traps” you may have overlooked!
Many people buy insurance thinking it’s safe, but when they actually go to claim compensation, they find out: “The insurance company won’t pay?!”
❌ “I bought insurance, why don’t I get compensation?”
✔ “You may have fallen into the ‘invisible claim denial trap’!”
⚠ Common claim rejection traps
🚨 1. Disclaimer: Some diseases existed before buying insurance, but in the end, no compensation can be paid!
🚨 2. The compensation amount is low: I thought it was enough, but in fact it was only RM50,000, which is not enough for 3 months of living expenses!
🚨 3. Insufficient insurance period: It was only insured for 20 years, but it had expired when the accident happened!
✅ Solution:
💡 Free insurance diagnosis to help you check if your policy has any risks!
✅ 1-on-1 policy review to ensure that your insurance is not "purchased but cannot be compensated"
✅ Customize the most suitable insurance plan according to your income needs
Why it is said that “you can’t wait to buy insurance” – a story of regret!
⚠ You never know when an accident will happen
📌 True story:
Liping, 35, planned to buy insurance next month, but she was busy with work and kept putting it off...
💥 Two months later, he was diagnosed with liver cancer!
❌ Insurance application was rejected! 💔
❌ Medical expenses RM150,000, all paid by myself! 💸
🚨 Why is it that “the earlier you buy insurance, the more cost-effective it is”?
✅ Buying at a young age = cheaper premiums (buying at 30 vs. buying at 40, the premium difference is 50%!)
✅ Buy when you are healthy = 100% approval (once you get sick, you may be denied insurance or the premium may double!)
✅ Buy early and get protection early = when an accident happens, you will be compensated for 60 months’ income!
💡 Insurance is not something you buy only when you need it, but it is something you buy to give you peace of mind!
Insurance is not an expense, but "money to buy the future"
Are you willing to spend RM300 per month in exchange for RM600,000 in the future?
Many people think that insurance is an expense, but in fact it is *“future money”*!
📌 Wei Lun, 30 years old, earns RM300 per month, accumulating RM36,000 after 10 years, but:
✅ If he gets sick, he can get RM600,000 in one lump sum!
✅ If he is healthy, he can get all his money back when he retires, or even make more!
This money is a "safety check" you give to your future self!
💡 Are you willing to spend RM10 a day in exchange for a worry-free future?
