Our Service
Income Protection + Critical Illness + Loan and Corporate Risk Management
Sick or injured and unable to work? Ensure your income and assets remain uninterrupted!
- Income Protection Plan: Invest only 3-5% of your monthly income to secure income protection for the next 60 months.
- Critical Illness Insurance: Up to RM 1,000,000 coverage, encompassing treatment, rehabilitation, and living expenses, ensuring financial peace of mind.
- If you remain healthy until retirement, you can withdraw the principal plus appreciation as a pension.
- 100% debt-free, interest-free, and financially stress-free, maintaining the original standard of living even if unable to work.
Loan & Asset Protection
- MLTA (Mortgage Level Term Assurance): Ensures full repayment of the home loan, allowing the family to retain ownership of the property.
Loan Protection: In the event of an accident, the insurance company repays the loan, preventing your family from bearing the financial burden.
Partner & Corporate Protection
- Partnership Buy-Sell Agreement: Ensuring Smooth Transfer of Partner Equity Without Affecting Company Operations
- Safeguard companies from financial difficulties due to changes in partners and ensure sustainable development.
Wealth Inheritance & Asset Planning – Ensuring Your Legacy Truly Endures for Generations!
Earned a lifetime of money, how to ensure it is passed on to the most important people?
Many high-net-worth individuals face these issues:
❌ Having many assets but no comprehensive wealth inheritance plan may lead to family disputes over property?
❌ Enterprises or family businesses without a clear succession plan may disintegrate due to property disputes in the future?
❌ High inheritance taxes and legal disputes could cause families to lose a significant amount of wealth?
❌ Want to leave an asset to your children but worried they might not manage it properly when they're young?
We offer professional wealth inheritance planning to ensure your assets are passed on to future generations effectively, securely, and legally.
Assess your current asset allocation.
- Comprehensively review your financial assets, real estate, corporate equity, and investment portfolio.
- Assess potential tax and legal risks to ensure more efficient asset allocation.
Design personalized wealth inheritance solutions.
- Trust Planning: Establishing a trust for future generations to ensure the planned distribution of funds.
- Family Office: Assists in managing family assets and formulating long-term growth strategies.
- 遗产规划（Will & Estate Planning）：确保财富按照您的意愿分配，避免争议
Enterprise Succession Planning
- Ensuring the smooth succession of family businesses or equity to prevent the collapse of the enterprise due to inheritance issues.
- Develop a "Key Management Succession Plan" to ensure a smooth transition for the enterprise.
- Shareholder Protection Insurance, ensuring that business partners or successors can smoothly take over company equity.
Insurance Diagnosis and Optimization – Ensuring Every Penny is Well Spent!
Are you sure your insurance coverage is truly sufficient? Or have you purchased too much, or even the wrong type?
What can we do for you?
- Comprehensive analysis of your existing insurance policies
- Clearly interpret policy terms, so you know exactly what you have and what is missing
- Assess for duplicate coverage, unreasonably high premiums, and outdated protection
- Identify issues and optimize with precision
- Identify low cost-effectiveness policies to avoid unnecessary premium expenses
- Identify key protection gaps to ensure family financial security.
- Adjust the insurance portfolio to obtain more comprehensive coverage with a more reasonable budget.
Employee Benefits Insurance
How can we assist your business?
📊Assess the company's existing employee insurance
- Comprehensively review the company's current employee insurance plans to identify inefficient, outdated, or redundant schemes.
- Analyze whether employees truly benefit and whether loyalty, satisfaction, and productivity are enhanced.
- Interpret policy clauses to help HR clearly understand the specific coverage of the insurance.
⚙ Identify problems and optimize solutions
- Optimize the policy structure to avoid duplicate coverage and wasteful use of funds.
- Adjust the coverage to ensure that employees can obtain the insurance they truly need.
Optimize corporate tax strategies to ensure legitimate tax deductions for group insurance.
Insurance Entrepreneurship Training – Achieving a Professional Insurance Career
What do we offer?
📚 Professional Insurance Sales Training
- From Zero to Pro Consultant: Step-by-Step Coaching to Quickly Master Industry Skills
- Precise customer acquisition techniques to help you find clients with insurance needs.
- Customer Trust Building Methods: Teach You How to Establish Long-Term Customer Relationships in a Short Time
📊 Insurance Products and Market Analysis
- In-depth understanding of insurance product types, learning how to match the best solutions based on customer needs.
- Stay ahead of industry trends to stand out in the market competition.
📱Building a Personal Brand & Social Media Marketing
- Learn how to build a personal brand and attract clients proactively.
- Accurately attract potential customers through TikTok, Facebook, Instagram, and LinkedIn.
